Perfect for
Micro-payments
We are the UK's first payments aggregator to offer merchants Charge To Phone Bill (Direct Carrier Billing, Premium SMS, Premium Voice & IVR) payment processing alongside credit/debit card processing, in-app, and e-wallet payment methods with open banking availability. All through our simple API integration.
✔ One-Off Payments
✔ Subscription Payments
✔ e-commerce Payments
DIRECT CARRIER BILLING
WHAT does A checkout look like?
- Your customer selects a mobile payment option at checkout.
- Your customer enters their phone number and receives a one-time verification code which they input to confirm the payment.
- The customer receives an SMS receipt and continues their online activity.
See our demo example below
Direct Carrier Billing in action
See how easy and quick it is to pay for parking using our Pay-By-Mobile (Direct Carrier Billing) checkout demo on the left.
Benefits of Pay-By-Mobile:
- Payment completed within 45 seconds
- Only needs a 3G connection to complete the payment
- Makes payments accessible to anyone with a mobile phone
Key benefits of charge to phone bill
Pay-by-mobile can potentially reach up to 84% of the total UK population, making it a widely accessible payment method.
✔ Addresses the unbanked population
✔ Better commercials for under £5
✔ Consumers have access to credit
✔ Convenient payment method
Video demonstration
Have a look at this incredible video below by our partner Three UK. It perfectly explains Direct Carrier Billing.
PREMIUM SMS
WHAT does a checkout look like?
- Your customer sends an SMS to a dedicated or shared short code number (usually 6 digits long).
- They receive a reply with their payment confirmation and any other information necessary.
Did you know?95% of texts are opened, read and replied to within 3 minutes.
See our demo example below
Premium SMS in Action
See how easy and quick it is to buy a bus ticket using our Premium SMS checkouts. All you need is to send a text message to a special short code number.
Benefits:
- Customisable flow, create triggers that you want
- Only needs a 2G connection to complete a payment
- Anyone with a mobile phone can potentially pay
Our Connections
Our connections to telecommunications companies unlock the possibility to integrate Pay-By-Mobile into our checkouts.
Our Regulators
We do everything to ensure compliance, trust and reliability across all our solutions, services and offerings.
Company Brochure
Our company brochure delves deep into payments, payment optimisation and all other services and solutions that we offer.
Download nowRequest a call back
Request a free, no-obligation call back from one of our payments experts to learn more about how we can help your business.
Speak to SalesPlease provide your email address
We will email you a link via which you can download a PDF version of our company borchure.
PLEASE FILL THE FORM BELOW
One of our payment experts will give you a call back for a free consultation. What you can expect to learn during the call:
- How Pay-By-Mobile works
- Our single integration checkout
- Improving customer checkout journeys
- Best ways to improve conversion rates
How are we unique?
We are the UK's first payments company that offers merchants Direct Carrier Billing, credit/debit card, in-app, wallet, Voice & IVR payment processing capabilities via a single in-house solution.
Where is this available?
We currently operate in the United Kingdom, Ireland, South Africa, Australia and New Zealand.
Who can benefit?
If you are looking for a specialist payments company that can manage and optimise your checkout experience, and you are selling digital goods/services, run competitions, provide ticketing services or raise funds for charity then we are your perfect match!
PREMIUM VOICE
✔ High conversion rates
✔ Capture the Unbanked
✔ Simple and quick payment
WHAT does a checkout look like?
Premium Voice is typically used for consulting services where the consumer is charged
a per-minute rate. This model makes the lifetime value of such users much higher.
They can also be used on a Click 2 Call basis – where the user is charged a fixed amount on
connection.
Click 2 Call explained
'Drop call' is a billing method that demonstrates incredible conversion rates.
This method of payment is complemented by so-called billing options which
open up a wide spectre of new service possibilities to businesses.
We offer these services in 4 markets:
✔ The U.K.
✔ Ireland
✔ New Zealand
✔ Kenya
✔ Mozambique coming soon!
See our demo example below
Quick Summary of key events in history
Key events in history that made the Pay-By-Mobile solution possible
1996
1997
Coca-Cola vending machines accept payments via SMS & Dynamic Mobile Billing is incorporated
1997
1998
Ringtones become available to purchase via SMS
1999
People can purchase movie tickets via SMS
1999
2004
First charity donations occur using SMS
2007
PSD1 is introduced for digital content and now it can be purchased via SMS
2007
2008
The app store is launched
2016
Launch of PSD2 - Addressing the changes in payment services
2016
2018
Ticketing becomes exempt from PSD2 allowing mobile operators to charge.
Future
It is predicted that Direct Carrier Billing will account for more than 1 in 5 digital content sales by 2024.
WHAT OUR CLIENTS ARE SAYING
Spoke offers both IVR and SMS services – and we need reliable partners whom we can trust to deliver a robust platform, excellent customer service and favourable commercial terms. With DMB we have found our perfect mobile partner and one which is focused not only on mobile payments but on multi-channel payment solutions which pave the way for future digital engagement opportunities. We are delighted to be working closely with a company that can help us to deliver great results for our clients.
Beverley Brookes
Managing Director
DMB has been a valuable partner for our payment needs in both the UK and ZA markets, as we revolutionise sport for consumers - making in-demand content accessible to all. The team has always provided good customer services, competitive terms and great additional payment journey optimisation tools.
JAMES MACFARLANE
GROUP CEO OF PM CONNECT
CARD PROCESSING
Key benefits
✔ Single integration for Visa & MasterCard
✔ Quick and simple API integration
✔ Other payment options alongside
E-WALLET
Key benefits
✔ Single API integration for all of the above
✔ Other payment options alongside
✔ One of the most popular payment methods
What are e-wallets?
An e-wallet is a digital means of accessing and transferring funds. The letter ‘e’ in ‘e-wallet’ stands for electronic. Using e-wallets overall means users can send and receive funds digitally without banks.
Where is this available?
We currently operate in the United Kingdom, Ireland, South Africa, Australia and New Zealand.
Who can benefit?
If you are looking for a specialist payments company that can manage and optimise your checkout experience, and you are selling digital goods/services, run competitions, provide ticketing services or raise funds for charity then we are your perfect match!
WHY Use Dynamic Mobile Billing?
Our solutions provide you with the means to offer payment solutions anytime, anywhere. Online or offline, whether it's processing donations, promoting services or offering easy to enter competitions we help convert consumer eyeballs into sales.
Your new checkout is easy to integrate, allowing you to add e-wallets, bank cards, pay-by-mobile and other payment options to your campaigns within a day. See our solutions comparison table below and see how we stack up against other businesses on the market.
Solutions | Us | Other providers | Other aggregators |
---|---|---|---|
Direct Carrier Billing |
✔ |
x |
✔ |
Premium SMS |
✔ |
x |
✔ |
Automated Voice Payment Collection (IVR) |
✔ |
x |
x |
Home Location Register |
✔ |
x |
✔ |
VoIP Solutions |
✔ |
x |
x |
Visa |
✔ |
✔ |
x |
MasterCard |
✔ |
✔ |
x |
Apple Pay |
✔ |
✔ |
x |
Google Pay |
✔ |
✔ |
x |
PayPal |
✔ |
✔ |
x |
We are perfect for...
- United Kingdom, Ireland, South Africa, Australia, New Zealand, Kenya and Mozambique.
- Businesses looking for a specialist payments company that can manage and optimise their checkout experience and deliver results.
- Businesses that sell digital goods/services, run competitions, provide ticketing services or raise funds for charity.
- All businesses looking to profit from lower transaction fees on their micropayments and increase their ROI by attracting audiences with a wide variety of payment methods.
Company Brochure
Our company brochure delves deep into payments, payment optimisation and all other services and solutions that we offer.
Download nowRequest a call back
Request a free, no-obligation call back from one of our payments experts to learn more about how we can help your business.
Speak to SalesPlease provide your email address
We will email you a link via which you can download a PDF version of our company borchure.
PLEASE FILL THE FORM BELOW
One of our payment experts will give you a call back for a free consultation. What you can expect to learn during the call:
- How Pay-By-Mobile works
- Our single integration checkout
- Improving customer checkout journeys
- Best ways to improve conversion rates