Direct Carrier Billing
We are the UK's first payments aggregator to offer merchants Charge To Phone Bill (Direct Carrier Billing, Premium SMS, Premium Voice & IVR) payment processing alongside mainstream payment methods.
DIRECT CARRIER BILLING / CHARGE TO PHONE BILL

✔ One-Off Payments
✔ Subscription Payments
✔ e-commerce Payments
DIRECT CARRIER BILLING | CHARGE TO PHONE BILL
WHAT does A checkout look like?
- Your customer selects a mobile payment option at checkout.
- Your customer enters their phone number and receives a one-time verification code which they input to confirm the payment.
- The customer receives an SMS receipt and continues their online activity.
See example below
In action
It is easy and quick it is to pay for services using our Charge To Phone Bill (Direct Carrier Billing) checkout.
Benefits:
- Payment completed within 45 seconds
- Only needs a 3G connection to complete the payment
- Makes payments accessible to anyone with a mobile phone
Key benefits
Charge To Phone Bill | Direct Carrier Billing can potentially reach up to 84% of the total UK population, making it a widely accessible payment method. Read our latest article about Direct Carrier Billing here
✔ Addresses the unbanked population
✔ Better commercials for under £5
✔ Consumers have access to credit
✔ Convenient payment method
OUR PAYMENT FLOW TYPES
Pin on screen
1. The user clicks to purchase the content;
2. The system identifies the phone number and displays the verification code on the screen;
3. The user inputs the verification code and clicks to confirm;
4. The user gains access to content and a SMS receipt is sent to the user.
Pin MT
1. The user clicks subscribe;2. The user is prompted to enter their phone number;
3. The system sends a verification code via SMS to the user;
4. User inputs the code and verifies the transaction;
5. The system bills the user for requested content and returns an SMS receipt.
Username and Password
1. The user clicks to subscribe to the content;
2. The user is prompted to create a username and password;
3. A verification page asking for a click confirmation is displayed;
4. A SMS receipt is sent to the user and the content is enabled.
Video demonstration
Have a look at this incredible video below by our partner Three UK. It perfectly explains Direct Carrier Billing.
Quick Summary of key events in history
Key events in history that made the Pay-By-Mobile solution possible
1996
1997
Coca-Cola vending machines accept payments via SMS & Dynamic Mobile Billing is incorporated
1997
1998
Ringtones become available to purchase via SMS
1999
People can purchase movie tickets via SMS
1999
2004
First charity donations occur using SMS
2007
PSD1 is introduced for digital content and now it can be purchased via SMS
2007
2008
The app store is launched
2016
Launch of PSD2 - Addressing the changes in payment services
2016
2018
Ticketing becomes exempt from PSD2 allowing mobile operators to charge.
Future
It is predicted that Direct Carrier Billing will account for more than 1 in 5 digital content sales by 2024.
WHY Use Dynamic Mobile Billing?
Our solutions provide you with the means to offer payment solutions anytime, anywhere. Online or offline, whether it's processing donations, promoting services or offering easy-to-enter competitions we help convert consumer eyeballs into sales.
Your new checkout is easy to integrate, allowing you to add e-wallets, bank cards, direct carrier billing and other payment options to your campaigns within a day. See our solutions comparison table below and see how we stack up against other businesses on the market.
Solutions | Us | Other providers | Other aggregators |
---|---|---|---|
Direct Carrier Billing |
✔ |
x |
✔ |
Premium SMS |
✔ |
x |
✔ |
Automated Voice Payment Collection (IVR) |
✔ |
x |
x |
Home Location Register |
✔ |
x |
✔ |
VoIP Solutions |
✔ |
x |
x |
Visa |
✔ |
✔ |
x |
MasterCard |
✔ |
✔ |
x |
Apple Pay |
✔ |
✔ |
x |
Google Pay |
✔ |
✔ |
x |
PayPal |
✔ |
✔ |
x |
We are perfect for...
- United Kingdom, Ireland, South Africa, Australia, New Zealand, Kenya and Mozambique.
- Businesses looking for a specialist payments company that can manage and optimise their checkout experience and deliver results.
- Businesses that sell digital goods/services, run competitions, provide ticketing services or raise funds for charity.
- All businesses looking to profit from lower transaction fees on their micropayments and increase their ROI by attracting audiences with a wide variety of payment methods.
Company Brochure
Our company brochure delves deep into payments, payment optimisation and all other services and solutions that we offer.
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Request a free, no-obligation call back from one of our payments experts to learn more about how we can help your business.
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PLEASE FILL THE FORM BELOW
One of our payment experts will give you a call back for a free consultation. What you can expect to learn during the call:
- How Pay-By-Mobile works
- Our single integration checkout
- Improving customer checkout journeys
- Best ways to improve conversion rates
✔ High conversion rates
✔ Capture the Unbanked
✔ Simple and quick payment
How are we unique?
We are the UK's first payments company that offers merchants Direct Carrier Billing, credit/debit card, in-app, wallet, Voice & IVR payment processing capabilities via a single in-house solution.
Where is this available?
We currently operate in the United Kingdom, Ireland, South Africa, Australia and New Zealand.
Who can benefit?
If you are looking for a specialist payments company that can manage and optimise your checkout experience, and you are selling digital goods/services, run competitions, provide ticketing services or raise funds for charity then we are your perfect match!